Malvern Car Accident Lawyer

Accidents in Malvern caused by someone else’s negligence can result in serious injuries. If you’ve been hurt, Kingbird Legal is here to help you navigate the legal system and fight for the compensation you deserve. Our skilled slip and fall lawyer will work tirelessly on your behalf. Call Kingbird Legal at 484-289-4880 today for a free consultation and let us help you get the justice you deserve.

Top Mistakes to Avoid When Filing a Car Accident Claim in Pennsylvania

Car accidents are stressful, and dealing with insurance companies can make the situation even more overwhelming. One small mistake in the claims process could cost you thousands of dollars or even jeopardize your right to compensation. If you were injured in a crash in Pennsylvania, knowing what to avoid can make all the difference in the outcome of your claim. 

Here are some of the most common mistakes people make when filing a car accident claim and how to prevent them.

Delaying Medical Treatment

After an accident, some people wait to see a doctor, assuming their injuries will heal on their own. This can be a costly mistake. Even if you feel fine at first, injuries like whiplash, concussions, or internal damage may not show symptoms immediately. Seeking prompt medical attention protects your health and provides crucial documentation for your claim.

Insurance companies often argue that a delay in treatment means the injuries were not serious or were caused by something else. By getting medical care right away, you establish a direct link between the accident and your injuries, strengthening your case.

Failing to Call the Police

Some drivers try to handle accidents privately without involving law enforcement, especially if the damage appears minor. This can backfire. A police report is an official record of the crash, and without it, the insurance company may question what happened.

In Pennsylvania, you are required to report an accident to the police if it results in injury, death, or significant property damage. Even in minor accidents, calling the police can prevent disputes later. The officer’s report can provide key details, such as witness statements, road conditions, and the other driver’s actions.

Admitting Fault at the Scene

In the confusion after a crash, you may feel the urge to apologize, even if you were not at fault. A simple statement like “I’m sorry” could be used against you later. Avoid making any comments that suggest responsibility.

Stick to the facts when speaking to the other driver, police, or insurance adjusters. Let the investigation determine who was at fault. Even if you think you may have contributed to the accident, Pennsylvania follows a modified comparative negligence rule, meaning you can still recover damages if you were less than 51% responsible.

Neglecting to Gather Evidence

The moments after an accident are critical for collecting evidence. Relying solely on the police report or insurance investigation may not be enough. If you are physically able, take photos of the accident scene, vehicle damage, skid marks, traffic signals, and any visible injuries. Get contact information from witnesses who can support your claim.

If there are security or traffic cameras nearby, try to obtain footage before it gets erased. The more evidence you collect, the stronger your claim will be.

Giving Too Much Information to the Insurance Company

Insurance adjusters may seem friendly, but their goal is to minimize payouts. They might ask you to give a recorded statement or sign medical release forms. Be careful. Providing too much information could hurt your claim.

Stick to the basics when reporting the accident. Do not speculate about injuries or fault. Before signing anything, consult a personal injury lawyer to ensure you are not giving the insurance company access to unnecessary medical records that could be used against you.

Accepting the First Settlement Offer

Insurance companies often offer a quick settlement to close a case for as little as possible. If you accept an offer too soon, you may not realize the full extent of your injuries or long-term costs.

Once you accept a settlement, you usually cannot ask for more money later. Before agreeing to any offer, review it carefully with an attorney to ensure it covers medical expenses, lost wages, and future costs related to the accident.

Posting on Social Media

Many people do not realize that social media posts can impact their claims. Insurance adjusters may monitor your accounts for any evidence that contradicts your injury claims. A seemingly harmless post about going for a walk or attending an event could be used to argue that your injuries are not as serious as you claimed.

The safest approach is to avoid posting anything about the accident, your injuries, or your daily activities until your claim is resolved.

Not Following Medical Advice

Skipping doctor’s appointments or failing to follow prescribed treatment can hurt both your recovery and your claim. Insurance companies look for gaps in treatment as a reason to deny or reduce compensation.

If your medical records show that you missed therapy sessions or stopped taking prescribed medications, they may argue that your injuries are not as severe as you claim. Follow your doctor’s recommendations and keep detailed records of your treatments.

Waiting Too Long to File a Claim

Pennsylvania law sets a deadline for filing personal injury claims. The statute of limitations is generally two years from the date of the accident. If you miss this deadline, you may lose your right to compensation.

While two years may seem like plenty of time, waiting too long can make gathering evidence and witness statements more difficult. It is best to start the claims process as soon as possible to protect your rights.

Trying to Handle the Claim Without a Lawyer

Many people assume they can handle their claim alone, but personal injury cases can be complicated. Insurance companies have teams of adjusters and lawyers working to pay out as little as possible. Without legal representation, you may not get the full compensation you deserve.

An experienced personal injury lawyer understands the tactics insurers use and can negotiate on your behalf. They can also ensure you meet all legal deadlines and requirements. In most cases, attorneys work on a contingency fee basis, meaning you do not pay unless they win your case.

Protecting Your Right to Compensation

A car accident can leave you with medical bills, lost wages, and ongoing pain. Avoiding common mistakes when filing a claim can improve your chances of receiving the compensation you need. By seeking medical attention, gathering evidence, being cautious with insurance adjusters, and consulting a lawyer, you can protect your rights and focus on your recovery.

Trusted Personal Injury Attorney You Can Count On

If you’ve been injured in Malvern due to someone else’s negligence, Kingbird Legal is here to fight for you. Our compassionate personal injury attorney will work tirelessly to ensure you receive the compensation you deserve. Call Kingbird Legal at 484-289-4880 today for a free consultation and take the next step toward securing the justice you deserve.